Private Patrol Operators Insurance Policies
Effective January 1, 2015, pursuant to the provisions of recently enacted Assembly Bill 2220 (Chapter 423, Statutes of 2014), ALL licensed private patrol operators (PPO) must maintain general liability insurance as a condition of licensure. Specifically, private patrol operators will be required to have commercial general liability insurance policies which provide minimum limits of one million dollars ($1,000,000) for any one loss or occurrence due to bodily injury, including death, or property damage, or both. Also, all private patrol operator applicants will be required to submit Certificates of Liability Insurance with their initial applications.
Private patrol operator licensees and applicants will need to submit a Certificate of Liability Insurance to the Bureau as proof that the insurance requirement is being met. The Certificate of Liability Insurance must include:
(A) Your company name;
(B) Your private patrol operator license number
(C) The insurance policy number; and
(D) The dates the coverage of insurance commenced and expires.
AB 2220 also provides that failure to provide or maintain proof of liability insurance with the Bureau shall result in an automatic suspension of the PPO license. Accordingly, all PPOs will be responsible for ensuring the Bureau has current insurance information on file at all times, which means all PPOs will need to submit a new Certificate of Liability Insurance when a current policy expires.